Playback speed×Share postShare post at current timeShare from 0:000:00/149The 50-Year Mortgage: A Debt Trap Disguised as Housing ReliefHow Trump’s plan to “make housing affordable” only deepens America’s debt crisisNeil ZhuNov 09, 2025149ShareThe Full Article is here. The 50-Year Mortgage: A Debt Trap Disguised as Housing ReliefDiscussion about this videoCommentsRestacksGrumpy Chinese Guy PodcastJust a grumpy Chinese guy has too much to say. Just a grumpy Chinese guy has too much to say. SubscribeListen onSubstack AppSpotifyRSS FeedAppears in episodeNeil ZhuRecent EpisodesWhy Trump Suddenly Needed ChinaMay 17 • Neil ZhuThe Economy Keeps Growing. So Why Does Ordinary Life Feel Smaller?May 16 • Neil ZhuTrump Didn’t Go to China Because America WonMay 15 • Neil ZhuOracle’s Layoffs Show the Trap Behind “Employee Ownership”May 13 • Neil ZhuThe AI Boom Is Starting to Drain America’s TownsMay 12 • Neil ZhuChina Is Not Regulating Chatbots. It Is Preparing for an AI Labor Era.May 10 • Neil ZhuAmerica Added Jobs. Workers Added Second Shifts.May 9 • Neil ZhuAmerica May Not Collapse. It May Make You Pay.May 7 • Neil Zhu